{"id":609,"date":"2017-07-24T10:40:04","date_gmt":"2017-07-24T09:40:04","guid":{"rendered":"https:\/\/www.digitalbath.fr\/blog\/?p=609"},"modified":"2019-03-05T17:09:57","modified_gmt":"2019-03-05T16:09:57","slug":"lextinction-de-carte-bancaire-proche","status":"publish","type":"post","link":"https:\/\/www.digitalbath.fr\/blog\/lextinction-de-carte-bancaire-proche\/","title":{"rendered":"L\u2019extinction de la carte bancaire est-elle proche ?"},"content":{"rendered":"

\u2018Les cartes bancaires pourraient bient\u00f4t dispara\u00eetre, et ce sont des petites banques qui m\u00e8nent la charge.\u2019<\/p><\/blockquote>\n

Wells Fargo, Bank of America et JPMorgan Chase mettent \u00e0 jour leurs distributeurs de billets cette ann\u00e9e afin de permettre aux clients de retirer de l\u2019argent en utilisant leur t\u00e9l\u00e9phone mobile au lieu de leur carte bancaire. Toutefois, des banques telles que Wintrust Financial ayant offert cette fonctionnalit\u00e9 \u00e0 leurs clients deux il y a deux ans cherchent d\u00e9j\u00e0 \u00e0 aller plus loin.<\/p>\n

\u00ab Nous allons continuer de faire \u00e9voluer le service \u2018Cardless Cash\u2019 afin de proposer autre chose que le simple retrait \u00bb, sugg\u00e8re Tom Ormseth, Vice-pr\u00e9sident de Wintrust Finacial. \u00abNous pouvons introduire les bons en esp\u00e8ce ; si j\u2019ai envie d\u2019envoyer de l\u2019argent \u00e0 un ami, celui-ci peut se rendre \u00e0 un distributeur \u2018Cardtronics\u2019 et r\u00e9cup\u00e9rer cet argent avec son t\u00e9l\u00e9phone. \u00bb<\/p><\/blockquote>\n

Wintrust a un actif net de 25.6 milliards de dollars et 15 filiales bancaires disposant toutes d\u2019un service de banque et de paiements en ligne \u00e0 travers leurs applications pour tablettes et t\u00e9l\u00e9phones mobiles. Il s\u2019agit de la premi\u00e8re entreprise am\u00e9ricaine \u00e0 proposer ce type de service pour environ 175 distributeurs de Chicago et du sud du Wisconsin.<\/p>\n

Cardless Cash est un service apport\u00e9 par le fournisseur de technologies<\/a> financi\u00e8res \u2018FIS\u2019 permettant aux clients de retirer de l\u2019argent \u00e0 un distributeur en utilisant leur application mobile. FIS a une quarantaine d\u2019autres banques r\u00e9gionales et communautaires clientes d\u2019un actif net allant de 30 millions \u00e0 un milliard de dollars. Ce mois-ci, un partenariat avec Cardtronics, comptant 45 000 distributeurs dans son r\u00e9seau am\u00e9ricain (c\u2019est plus que le nombre de distributeurs des quatre banques majeures) continuera d\u2019\u00e9tendre Cardless Cash davantage.<\/p>\n

FIS est \u00e9galement en discussion avec certains de ses partenaires voulant la fonctionnalit\u00e9 de d\u00e9p\u00f4t aux distributeurs pour les petites entreprises clientes, selon Doug Brown, manager en chef d\u2019FIS Mobile. Brown d\u00e9clare aussi que : \u00ab l\u2019envoie \u2018pair \u00e0 pair\u2019 et le retrait \u00bb sont \u00e9galement des utilisations potentielles pouvant \u00eatre propos\u00e9es en fonction de l\u2019avis des clients.<\/p>\n

Les \u00c9tats-Unis restent cependant \u00e0 une certaine distance de pays comme l\u2019Inde ou la Su\u00e8de o\u00f9 ce type de services sont bien plus utilis\u00e9s par les conseommateurs. Les transactions en esp\u00e8ces ont diminu\u00e9 de 40% en 2012 et de 32% en 2015 aux \u00c9tats-Unis, mais elles continuent d\u2019\u00eatre la forme la plus fr\u00e9quente de paiement pour les petites transactions.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u2018Les cartes bancaires pourraient bient\u00f4t dispara\u00eetre, et ce sont des petites banques qui m\u00e8nent la charge.\u2019 Wells Fargo, Bank of America et JPMorgan Chase mettent \u00e0 jour leurs distributeurs de billets cette ann\u00e9e afin de permettre aux clients de retirer de l\u2019argent en utilisant leur t\u00e9l\u00e9phone mobile au lieu de leur carte bancaire. Toutefois, des… Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":610,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-609","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classe","has-featured-img"],"yoast_head":"\nL\u2019extinction de la carte bancaire est-elle proche ? - Blog officiel Digital Bath - Actualit\u00e9s webmarketing en Tunisie<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.digitalbath.fr\/blog\/lextinction-de-carte-bancaire-proche\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L\u2019extinction de la carte bancaire est-elle proche ? - Blog officiel Digital Bath - Actualit\u00e9s webmarketing en Tunisie\" \/>\n<meta property=\"og:description\" content=\"\u2018Les cartes bancaires pourraient bient\u00f4t dispara\u00eetre, et ce sont des petites banques qui m\u00e8nent la charge.\u2019 Wells Fargo, Bank of America et JPMorgan Chase mettent \u00e0 jour leurs distributeurs de billets cette ann\u00e9e afin de permettre aux clients de retirer de l\u2019argent en utilisant leur t\u00e9l\u00e9phone mobile au lieu de leur carte bancaire. 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